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Quicken 2005 Deluxe [Old Version] | ![Quicken 2005 Deluxe [Old Version]](http://ecx.images-amazon.com/images/I/41HE6M2WJ8L._SL500_.jpg)
| From: Intuit
This item is no longer available
Rating:  113 reviews
Sales Rank: 2478
Format: Cd-rom
Platforms: Windows 98, Windows 2000, Windows Me, Windows Xp
Media: CD-ROM
Autographed: No
Memorabilia: No
Operating System: Windows XP
Shipping Weight (lbs): 2
Dimensions (in): 7.7 x 5.3 x 1.4
MPN: ITICD00919WI
Model: 283645
UPC: 028287009196
EAN: 0028287009196
ASIN: B00029J1SG
Release Date: July 30, 2004
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| Features:
| • | Over 100 feature improvements on popular tools | | • | Connect instantly to bank, credit card sites, and 401(k) providers | | • | Manage finances by setting up automatic transactions | | • | Quickly and easily track investment holdings | | • | Plan for financial goals by viewing net worth over time |
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| Editorial Reviews:
Product Description
See your complete financial picture in minutes! Find out what you have and where it's going - everything from tracking your spending, paying bills, balancing your checkbook, and creating a budget to planning for retirement, managing savings, and simplifying taxes.
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| Customer Reviews: Read 108 more reviews...
 QIF files not supported !!! August 6, 2004
Shkshk (Pflugerville, Texas United States)
294 out of 334 found this review helpful
This is a big drawback !!. I upgraded to this version but cannot use it based on this limitation. In fact, I learned from Fidelity Investments ( www.401k.com) that QIF is no longer supported in Quicken 2005 ::--
"You can download your selected transaction History Period: 05/08/2004 to 08/05/2004 from NetBenefits to popular personal finance packages such as Microsoft MoneyTM or QuickenTM. The download file created uses the Quicken Interchange (.qif) file format. Please Note - the Intuit Quicken 2005 personal financial management software will no longer support the use of the QIF file formats."
While I agree that Quicken did phase out the support of QIF files (http://www.intuit.com/personal/quicken/qif/). But if Financial Institutions are not willing to support QFX, we CANNOT use this product. Downloading transactions is a core part / basic layer for using this software.
Also in case of Fidelity, they do not allow QFX connection to their 401k database but they do allow QFX data transfer with their Investment accounts. So I agree to some extent the fault lies with these financial institutions.
But my main point is that if I cannot download my 401k transactions into Quicken 2005 ( given the QIF limitations ), how do I use this version ?
Again Fidelity is just an example. I am sure there are many more financial institutions.
Maybe waiting till Quicken 2006 will give Quicken sufficient time to work with financial institutions to ensure QFX is supported across the board.
UPDATE :: In response to one suggestion to blame Financial Institutions v/s blaming Quicken, we are playing Quicken for a useable product. Financial institution are NOT selling any products. Finally, it about whether you can use a product or NOT. -- for which downloading transactions is the MAIN input into this software.
No more QIF imports, very customer unfriendly August 8, 2004
A. Bartlett (Charlottesville, VA)
195 out of 223 found this review helpful
Quicken has some silliness on their site written by marketing that talks about how QIF was designed for customer support and not an import / export format. Yet, strangely, they've been using it for import and export for 10 years without too much difficulty. Now they are dropping support so that I can no longer import my transactions from numerous financial institutions including eBay / Paypal. I guess I'll stick with Quicken 2004 until Quicken and their financial "partners" figure this one out. I wonder if Microsoft Money still supports QIF?
 A Real Quicken Upgrade.......PLEASE!!!!! September 18, 2004
E. Jenez (Kingston, Jamaica)
88 out of 100 found this review helpful
A Real Quicken Upgrade.......PLEASE!!!!!
(3 stars - I like Quicken but last few upgrades are not moving us along)
Year after year I grow more disappointed with the upgrades for Quicken. I am a long time user of Quicken and over the last 2-3 years have also started to use MS Money. I use Quicken to do the rock n roll accounting and Money for their great Life Planner and Budget features.
Over the years I have suggested many improvements including multi-currency support (this is an interesting story of playing one against the other when Intuit was slow to respond I e-mailed the idea to the Money folks as well with cc to Intuit... I can't say that it was my mail that did it but the next versions had multi-currency support - Money still needs work in that area though). That story brings me to the central point - Intuit is loosing focus on what customers really need. The upgrades have become largely cosmetic and frankly a way for re-selling the same product to existing customers. Intuit has forgotten its roots in the simple customer needs that Scott Cook founded the company on.
Savings and Expense Control NOT just Investing.
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Lately I have found that while Quicken has done very well on the Investment Tracking features of the program the very critical area of saving and expense planning is sadly under studied.
From my list of wanted product features written to Intuit over the years are things that will really help the end user like;
1. An open user forum for the discussion of product improvement ideas so that the things customers really want get aired and hopefully done. Can anybody really talk to anyone at Intuit? They almost seem to practice keeping their distance and being aloof.
2. A Shopping Planner
- All of us must shop (groceries, clothes etc) and it is in this area where users can plan to save on some expenses. A good shopping planner would allow for the easy creation of shopping lists, record item prices from different stores so was to prepare estimates of costs for shopping list and track price movements, identify stores that manage their prices better, track real consumer inflation for the good we really buy, etc.
3. Utility Accounts (Electricity, Water, Gas, Phone etc)
- In paying for our utilities we need to track how much is consumed along with the expense (the KWH, Gallons, Minutes etc). Tracking and graphing utility bill items will help to keep the use mindful of consumption patterns and help identify places to save again. This new class of account should be added.
-(Yes, I already use the Quicken Home & Business and it does not have the capacity to capture units of items consumed in a bill. It can do it in an Invoice for items sold however which means that it is possible).
4. Budgeting
- The only way to say it. The budgeting feature in Quicken is not as easy to use as the one in Money. Period. It needs a re-think!
5. Life Planning (Retirement, College etc)
- Money just blows quicken away in this area! The differences are dramatic. The feature in Money is just about excellent though it could be improved in a few areas but Quicken's offering here is vastly inferior. Fix the thing!
- The Life Planner should be multi-currency also. It does not support this now.
- (Hint: you can download the MS Money 60 day trial for free and see what it can do)
6. Savings and Investment Accounts
- Quicken needs to be able to calculate expected interest income in Accounts based on cash balances, Interest rate, period and balances and to deduct taxes based and other charges on the interest income.
These are some of the ideas that would motivate me to go for Quicken 2006!
Don't upgrade to 2005 - even if someone gives it to you! September 24, 2004
Finance Guru (Boise, Idaho)
79 out of 81 found this review helpful
If you have the 2003 Deluxe version stick with it. It is the last Intuit version worth using. I regret upgrading to 2005.
When installing Quicken 2005, it removes Quicken 2004 from your system, converts your data and you will not be able to go back. If you do decide to upgrade, make sure you make a backup - you will want it.
(...)
Intuit's claimed benefits for Premium are misleading - nothing of particular value is offered.
The "over 100 enhancements" they claim to have made to 2005 are nebulous and difficult to find. Subjective as well.
I am a professional financial advisor and have helped people for years with their use of Quicken. Out of concern, I persisted and actually manged to get through to a manager in product development on the telephone. She was surprised I got through- and she was too busy to talk with me as she was getting ready to leave for the weekend.
I have several sugestions for upgrading the product and expanding their market- but since they don't matter to Intuit- no need to bore you with the details. You would never see them anyway.
The qif problem is real. They are pitting their customers against the finance industry. It doesn't look like a work around is in the near offing. I looked at Money several years ago and thought it was way below the quality of Quicken. I haven't been back since but have now re-thought. Quicken should talk to the Work Perfect people about competing with Microsoft- uh I mean Word What or something like that? Let's see - they didn't listen to their customers either - then of course there was Lotus 123 - but I don't remember what that was for......
Terrible Untested Software September 25, 2004
Business User
69 out of 71 found this review helpful
I have been a user of Quicken and CheckFree for bill payment for over ten years. I received a "mandatory upgrade" of Quicken Premier 2005. I learned after the fact that Intuit has taken over the CheckFree feature under the same QuickenBillPay name.
There are two tech support areas now--one for the BillPay service and another for the Quicken software.
First, I had a problem "transitioning" to the new service.
It seems the "old server", "new server" and Quicken itself were out of synch with regard to the bank account information.
The software gave error messages warning not to use Quicken for bill payment until the problem was resolved.
The first person in BillPay tech support was unable to help me and referred the problem to Quicken tech support. A week passed and they never called.
I was told to pay bills directly through the web in the meantime. I was able to login and schedule two time-critical payments.
After receiving no response, I called and went through the whole process again. This time I was required to change the bank account information in Quicken to agree with the account information in BillPay. There were two discrepancies: one account with a number that I didn't recognize and an obsolete routing number that was ten years old. The invalid account number was deleted and I was required to change the routing number in Quicken. This time the "transition" worked. However, I was told that payments might be routed incorrectly because of the obsolete routing number and that I should go to the web and correct the routing number. To do this I was told to add the account as new with the corrected routing number and and delete the old account.
It turns out this canceled all of my pending and repeating payments, including the time-critical ones.
Not only that, the software created a new file of transactions and now some account information is in one file and some in another and they can't be merged.
I find this is very typical of Intuit's software. It's never properly tested and the alleged new features are worthless to me. The user interface changes each time and features that should be routine require relearning and sometimes no longer work.
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