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Microsoft Money Deluxe 2005 [Old Version] | ![Microsoft Money Deluxe 2005 [Old Version]](http://ecx.images-amazon.com/images/I/51J5MJEEE3L._SL500_.jpg)
| From: Microsoft Software
List Price: $59.99
Buy Used: $19.95
You Save: $40.04 (67%)
Rating:  57 reviews
Sales Rank: 3547
Format: Cd-rom
Platforms: Windows 98, Windows 2000, Windows Me, Windows Xp
Media: CD-ROM
Edition: Deluxe
Autographed: No
Memorabilia: No
Operating System: Windows 98
Shipping Weight (lbs): 2
Dimensions (in): 7.6 x 5.4 x 1.4
MPN: 86000349
Model: 860-00349
UPC: 805529809864
EAN: 0805529809864
ASIN: B0002D12D4
Release Date: September 13, 2004
Availability: Usually ships in 1-2 business days
Shipping: Expedited shipping available
Condition: CD-ROM, plastic case and booklet like new are excellent condition. Missing box, manual book. Ships immediately.
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| Features:
| • | Personal finance software with award-winning Portfolio Manager | | • | Automatically consolidates online financial information | | • | Essential tools for improving credit and organizing taxes | | • | Stay up-to-date on accounts and transactions | | • | Get help with credit and debt; simplify taxes |
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| Editorial Reviews:
Product Description
Money 2005 Deluxe is a comprehensive personal finance solution that automatically consolidates your online bank and credit card information. With powerful, easy-to-use features like the Debt Reduction Planner and Tax Estimator, you have the tools you need to better manage credit, reduce debt, and organize taxes to help improve your overall financial picture. Money 2005 Deluxe includes everything in Money Standard.
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| Customer Reviews: Read 52 more reviews...
Stick with your old version and use it to track the savings September 22, 2004
C. Stoneham (Texas)
192 out of 199 found this review helpful
Before I get into a review, let me state that I have ALWAYS been pro-Microsoft. Despite all the monopolizing and heavy-handedness and rushed updates, I have always felt they did more good than harm. I have yet to find a Microsoft product I didn't like... until now.
In a word, Microsoft Money 2005 is "horrible". I only gave it 2 stars because it still beats paper and pen :)
Now, if you're a new user, you probably won't notice anything bad about it and will continue on your merry way. Bravo for you (just don't do anything online until they release the second patch (yes, there's already one out) since 2005 is apparently quite broken with respect to about 50% of the institutions it claims to support).
If you're a previous Money user, pocket your $30 and invest it, using your old version to track the savings. I was terribly disappointed in 2005. To begin with, helpful features such as Bill Minder, "dual category lists", "in-register" spending forecast and upcoming bills, are gone. What have they been replaced with? I have no clue. As far as I can tell, they've replaced them with a HUGE toolbar (a la MSN Explorer but without the option to resize) and a LOT of white space (the register displays about 30 lines max (on "compressed" view) and runs literally down to the bottom of the screen.)
The home page actually displays less information (though it is prettier in a way) and the settings "menu" is a fiasco (again, much like MSN Explorer) with numerous hyperlinks that are not necessarily intuitive.
From what I could tell, reconciliation seemed to work as expected, but seemed to offer less information than 2003 did. I did not even take the time to get into investing since I uninstalled 2005 within 24 hours (and I am, without doubt, a "give it time" kind of person). I honestly felt like I had less control over my finances (or at least less information with which to make informed decisions) and didn't want to risk botching up my portfolio.
That's about it. I know it's a short review and probably leaves many questions unanswered, but I had only invested 24 hors in 2005 so a "roll back" to 2003 was fairly straightforward (and evidently necessary). To take more time would have meant a more difficult reversal. Again, I normally like MS products, but I can promise you this one will be going back to Redmond at their expense (30-day Money Back Guarantee).
I would STRONGLY recommend against buying Money 2005. It just isn't worth the money (I honestly wouldn't even take it free now). I can see no enhanced functionality and it actually appears reduced in places. The interface has been radically changed and, aside from being pretty, actually reduced my sense of "control" over my finances. Again, if you're brand new to Microsoft Money, I think you'll be satisfied. However, if you're a previous user... well... you've been warned...
PS Did I tell you that Money automatically (read: "Did not ask") reorganized my categories? It decided to treat "Dining out" as its own primary category instead of as a subcategory of "Food", effectively reorganizing over 100 transactions. This might have been OK if Money had asked, but it didn't. Makes me wonder what else was changed without my approval...
 Missing features and 2 year time out September 26, 2004
R. Jones (California)
142 out of 153 found this review helpful
I am a MS Money fan so was quick to get the 05 version. Well I am uninstalling and rolling back to last years version!
First there is a new Internet Services Policy you must agree to. It starts out with "Microsoft Money 2005 includes up to two (2) years of Internet-based Services. You will be able to use the Internet-based Services in Microsoft Money 2005 for a period of two (2) years from installation of the product or until September 1, 2007, whichever is earlier."
**** In two years you can not perform online banking!!!
Second the little Money Express program that reminds you of upcoming bills is gone.
I have 3 words for this program - Do Not Upgrade!
Stay With Your Current Version
Deeply disappointing upgrade September 22, 2004
tangofan (Mountain View, CA USA)
43 out of 45 found this review helpful
I've used Money Deluxe 2001, 2003 and 2004 and have been a happy user so far, but this upgrade is in a (low) class of its own,
basically because Money 2005 seems to be unable to convert my existing Money 2004 file properly, so it just freezes whenever
I load that file and the "conversion" supposedly has completed. And according to Money 2004 my file isn't corrupt!
So I will stick with Money 2004 and try to return Money 2005.
If you're considering to buy Money 2005, wait until a trial version is available from the Microsoft website (supposedly around October 2004) and give that a try.
 Money 2005 and SP2 September 26, 2004
F. Kelsch (California)
37 out of 39 found this review helpful
I have used both Microsoft Money and Quicken for years now, to do comparision testing of the two products. One of the new features in Money 2005 is the ability to share the file with other users. This requires that you put your data on the Microsoft Money website. Once that is done you can specify which other NET Pasport users can access and update the data. However this feature DOES NOT currently work with Windows XP Service Pack 2, as confirmed by Microsoft Technical Support. I find that inexcusable since SP2 was out before Money 2005.
Bugs Galore September 25, 2004
Electronic Gadgetphile (St. Paul, MN)
33 out of 36 found this review helpful
Migrated from Microsoft Money 2004 to Microsoft Money 2005 last week and have been fighting with the program to get it to run properly. Spent an hour with Microsoft support in Bangalore this morning - they were very knowledgeable and tried to be helpful but they couldn't get a net worth report to run without the program crashing. Like most Microsoft programs. before version three, let it be. I'll wait a few weeks until they offer another update patch to see if that works unless they recall the software and refund my money.
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